Terms & Conditions

1. Introduction

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These Terms and Conditions govern your use of Swift Intellect’s website and FGW Chatbot, a product offered by FGW Group. We reserve the right to modify these Terms at any time, and all changes will be posted on this page. By continuing to use our services after modifications are posted, you accept those changes.

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2. Definitions

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• "Services" refers to the website and any services provided through it, including access to the FGW Chatbot product and its features.

• "User" or "You" refers to the individual or entity accessing or using the website and services.

• "FGW Chatbot" refers to the AI-driven chatbot service designed to assist with exam preparation for various certifications, including CFA, CAIA, CIPM, and FRM.

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3. Acceptance of Terms

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By accessing and using Swift Intellect's website and services, you confirm that you have read, understood, and agreed to be bound by these Terms and Conditions, including any future modifications.

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4. User Responsibilities

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As a user of the Services, you agree to:

• Maintain the confidentiality of your account information and password.

• Use the Services only for lawful purposes and in accordance with these Terms.

• Not misuse the FGW Chatbot, such as by attempting to reverse-engineer the system, introduce malicious software, or use the service in a manner that could damage or disrupt its operation.

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5. License and Access

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FGW Group grants you a limited, non-transferable, non-exclusive license to access and use the website and the FGW Chatbot, subject to these Terms. The license is for personal, non-commercial use unless otherwise authorized.

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6. Subscription and Payments

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• The FGW Chatbot service is available through a subscription model. Prices and subscription details can be found on our website.

• Payments for subscriptions are processed securely, and users are billed based on the subscription plan chosen. Renewals will occur automatically unless canceled by the user.

• Subscription fees are non-refundable.

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7. Content and Data Usage

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• All content, including but not limited to responses, articles, and features provided through the FGW Chatbot, are owned by FGW Group and are protected by intellectual property laws.

• You retain ownership of any personal data provided to us. Please refer to our Privacy Policy for information on how your data is collected, used, and protected.

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8. Intellectual Property

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All rights, title, and interest in the content of the website and the FGW Chatbot, including text, images, logos, and software, are owned by FGW Group or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not use, copy, or distribute any of the content without prior written consent.

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9. Limitations of Liability

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• FGW Group is not liable for any indirect, incidental, special, or consequential damages that may arise from using the website or FGW Chatbot, including but not limited to loss of profits, data, or use.

• We do not guarantee the accuracy, reliability, or completeness of the information provided by the FGW Chatbot, and users are advised to verify the information independently.

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10. Termination

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We may suspend or terminate your access to the Services if you violate any of these Terms, if payment is not received, or if we believe you are using the service in an unlawful or disruptive manner. You may cancel your subscription at any time via your account settings.

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11. Privacy and Data Protection

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We value your privacy. Please review our Privacy Policy to understand how we collect, store, and protect your personal data. By using our Services, you consent to the collection and use of your personal data as described in the Privacy Policy.

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12. Governing Law

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These Terms and Conditions are governed by and construed in accordance with the laws of the French Republic. Any disputes arising from the use of this website or Services will be subject to the exclusive jurisdiction of the courts of the French Republic.

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13. Changes to Terms

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We reserve the right to modify, amend, or update these Terms at any time. Any changes will be posted on this page, and the new terms will take effect immediately upon posting. It is your responsibility to review these Terms regularly.

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14. Contact Information

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If you have any questions or concerns regarding these Terms and Conditions, please contact us at:

• Email: 

• Address: 60 Rue François 1 er 75008,Paris, France

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15. Miscellaneous

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• Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full effect.

• Waiver: Failure to enforce any provision of these Terms shall not be deemed a waiver of future enforcement of that provision.