Financial Reporting & Analysis for CFA Level 1 2026: Mastering the Heaviest Weighted Topic
- Dimitri Dangeros, CFA, CAIA
- Jan 10
- 2 min read

Financial Statement Analysis is where CFA Level I stops being “memorize-and-repeat” and becomes “understand-and-apply.” It forces you to connect accounting recognition and measurement to business reality: earnings quality, cash generation, leverage, and return drivers. The challenge is not learning each concept in isolation—it is executing a consistent workflow under time pressure and interpreting what the numbers imply.
To make that execution repeatable, I created a concise, exam-focused reference: Financial Statement Analysis (CFA Level I 2026) — Concepts and Formula Fact Sheet. It is designed to sit next to your practice questions and serve as a rapid-recall tool for the definitions, classifications, and high-yield formulas most frequently tested in Level I Financial Statement Analysis.
What’s included in the Fact Sheet Financial Reporting & Analysis for CFA Level 1 2026
1) Analytical Framework (how CFA expects you to think)
A clean step-by-step structure: define the objective, standardize inputs, analyze drivers, communicate conclusions, and update as new information arrives.
2) Accrual Accounting and Earnings Quality
Why earnings can diverge from cash and what that means for analysis.
Earnings-quality diagnostics, including accrual-based checks you can apply quickly.
3) Revenue Recognition
The five-step revenue model, plus the key judgment areas CFA tests:
timing (over time vs point in time),
presentation (principal vs agent),
special cases like bill-and-hold conditions.
4) Expense Recognition and Capitalization
The three core expense recognition approaches (matching, expensing as incurred, capitalization).
Why capitalization vs expensing changes reported profitability and cash-based signals.
5) Long-Lived Assets and Intangibles
Identifiable intangibles vs goodwill, finite vs indefinite life treatment, and the directional impact of impairment differences.
Practical asset age and useful-life diagnostics used for reinvestment and comparability interpretation.
6) Leases
Lease definition, finance-lease indicators, and the direction of impacts on leverage, profitability, and cash flow presentation. Financial Reporting & Analysis for CFA Level 1 2026
Lease liability mechanics (interest and roll-forward) for quick application.
7) Statement of Cash Flows
Direct vs indirect method logic and the exact way CFA frames cash flow analysis: CFO drivers, reinvestment needs, and financing strategy.
8) Free Cash Flow (FCFF and FCFE)
The core valuation cash flow formulas with correct interpretation (cash available to all capital providers vs equity only).
9) Ratio Analysis Toolkit
A structured ratio set across liquidity, efficiency, profitability, solvency, and coverage—formatted to support fast calculation and interpretation.
10) DuPont ROE Decomposition
ROE driver breakdown to separate operational improvement from leverage effects.
11) Per-Share Performance
Core EPS formula for quick reference and exam alignment.
Download the Fact Sheet
Use it as a “desk reference” while drilling questions: do a set, review errors, then re-derive the formulas and interpretations from the sheet until it becomes automatic.
